I couldn’t afford chocolates for my kids on Boxing Day – so now I hide £5 a week in ENVELOPES

Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas. Her festive box could top £100 by December, and she’s sharing exactly how she does it.
Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas
Kate sharing the items she bought from Sainsburys using her £5-a-week method. (Jam Press/@christmas_withkate)
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Kate Deacon’s Christmas box already holds crackers, stuffing, breadsticks and medicine.

It’s costing her £5 a week.

The 41-year-old stay-at-home mum-of-three from Angmering, West Sussex, started filling it months before December, adding a few items at a time whenever she spots a reduction.

READ MORE: I fell into debt every month as a single mum – now I feed my family for under £6 a day and my son eats OYSTERS

By Christmas she expects it to be worth more than £100.

The Boxing Day that started it

Every year went the same way. The big shop came too late, the money ran out, and the chocolates were gone before anyone had finished the leftovers.

“I couldn’t afford to do the big Christmas Eve spread I wanted for the kids,” Kate told Creatorzine.

Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas
Kate Deacon. (Jam Press/@christmas_withkate)

“Or come Boxing Day, all the chocolates would be gone and I couldn’t afford more.”

“I was fed up of never having lots of goodies over Christmas, or I couldn’t do a roast dinner a week after Christmas because I couldn’t afford it. That’s why I did this.”

Four envelopes, one child benefit payment

When her child benefit arrives, Kate takes out £20 and splits it into four envelopes.

Five pounds in each, and none of it goes anywhere else.

Loose change from cash purchases drops into the same pot.

Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas
Kate Deacon with her Christmas box. (Jam Press/@christmas_withkate)

There’s no target.

“I don’t have a target, I just want to show families this is what you can get,” she said.

“Get what you can afford. I do know I would have saved a lot by December.

I get everything on offer, yellow sticker, and buy own shop brand items. It saves so much.”

What a fiver actually buys

One recent £5 shop got her two boxes of stuffing mix, UHT milk, mint sauce, gravy and Yorkshire pudding mix.

All of it keeps until December.

(Jam Press/@christmas_withkate)

The box now holds crackers, chocolates, biscuits, foil, trays, spreads, breadsticks, crisps, nuts and medicine for her and the children.

Drinks, frozen food and fresh items wait until nearer the time.

Meat and vegetables come from the 15p reductions in the last few days before Christmas, plus desserts if the money stretches.

She watches the big supermarket haul videos. She just can’t shop like that.

“I love watching the hauls on social media but as someone that can’t afford £50 here and there, I came up with something to help families in the same position,” she said.

“With Christmas presents and utility bills, saving a larger amount is difficult for so many of us but £5 a week is a lot more realistic.”

The one rule she keeps repeating

(Jam Press/@christmas_withkate)

“My biggest tip, and I say this all the time, do what you can afford,” Kate said.

“It’s easy to watch hauls on social media and try and get all that in one go but don’t.

If you can’t afford a box of chocolates, get a multipack of the fun size own brand, pop them away and put them in a Christmas jar.

Spend what you can afford, even if it’s £1 one week.”

Bargains turn up in unglamorous places. “Sometimes, a little corner shop may have new biscuits out for 50p.”

Breaking Christmas into weekly chunks has had a side effect she didn’t plan for. It’s mostly killed her impulse spending.

“But if I’m out and it’s a bargain, I have to get it if I have the money.”

Why It Matters

Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas
Kate’s Christmas box. (Jam Press/@christmas_withkate)

Haul content is built on abundance. A trolley, a table, a camera pointing at both.

Kate’s version is the opposite, and that’s precisely why it travels: the audience for aspirational grocery content and the audience who can actually afford it stopped overlapping a while ago.

Creators working the frugal end of the food and home space are finding that the smaller the number in the title, the further the video goes.

£5 outperforms £500 on a share button.

Christmas prep content also keeps arriving earlier.

Mum-of-three Kate Deacon puts £5 a week into envelopes for Christmas
Kate’s Christmas box. (Jam Press/@christmas_withkate)

Savings clubs, hamper groups and October stockpiling videos now fill the space that used to belong to late-November panic, driven by three years of households treating the festive food shop as a budgeting problem rather than a shopping trip.

Whether the box clears £100 is almost beside the point for Kate.

“My goal is for struggling families to see a mum getting what she can and what she can afford so they feel less alone.”

Either way, the envelopes keep coming.

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